300 Axim Dell X5: Jul 23, 2007

Monday, July 23, 2007

GPS Golf Balls Are Almost Here

As GPS technology gets better and better and smaller and smaller it will be able to be used for many things? For instance at the World Series a baseball hit into the third level will be able to be recorded by GPS as to exactly how far it was hit and its trajectory to formulate where it would have actually landed had the stadium been flat. Thus we will be able to tell who was the greatest homerun power house of all times, perhaps even who is on steroids based on their body mass, speed of pitch, GPS data and haptics (body movement and form). Wouldnt it be cool to be watching the World Series on TV and instant information about a homerun appearing on the bottom of the screen? Sounds like a whole new potential betting arena, not only how many homeruns a person will hit, but exactly how far they will hit them?

A football kick would be immediately known the exact yardage, every play near the sidelines would be instantly called in or out of bounds and there would never be any question as to if a football actually broke the goal line. I can hear the referee unions screaming foul already as they will no longer be needed or have jobs? Ouch? Soccer balls, off sides, out of bounds? Yes all possible via GPS data.

With sensors getting smaller and GPS units being used in Unmanned Aerial Vehicles of smaller and smaller size for Micro Air Vehicles and RFID imbedded chips, this technology believe it or not is ready for golf balls as well? All you need is a little imagination. So there you are Tiger Woods with a PDA device in your hands which measures the exactly where the ball is, how far to the next hole, picking up the data from inside the golf ball itself and the flag in the hole. Way-points are displayed also as to where the sand traps are, lakes, edge of fairway and the rough surrounding the green.

The World Think Tank recent discussion and brain storming session digressed from GPS navigational devices to sports and we came up with the idea to put GPS Sensors in golf balls, so you could find your golf ball if you have a nasty slice or heavy winds taking it off course. Part of our discussion also came from another recent think tank discussion on putting GPS sensors on Locusts Swarms in order to track them.

The idea of putting GPS sensors on Locusts is a noble idea, yet who will pay for this technology, as the locust is small and cannot carry much weight and still keep up with the rest of the swarm, which of course would throw off the reading? Our thoughts were to let the golfing community pay for it. After all if the locusts see such a green area of grass they would eat it all up.

As a kid I use to run on the golf course and saw balls way off the ranges and fairways. Some of these golf balls were custom, with people's names on them? Ouch adding insult to injury, I could immediately tell who the bad golfer was? With the new GPS WTT Golf Balls you could never lose your golf balls, because you would know their exact location via a set of satellites and that data would be displayed on your wireless PDA device. This PDA wireless Tracking device would be with you and you could carry it in a zipper pouch on the golf bag or on the steering wheel of your golf cart. Now then on the poles and flags of each hole would be another sensor so when you set the ball on the "T" for the next shot you would see the exact distance.

We went one step further and figured out how to integrate a mini-weather station system on you golf cart. It will be a slight modification of the Climatronics Corporations TACMET System. For those who liked to get a work out, it could be integrated into the golf bag with a small external periscope;

http://www.climatronics.com See the TACNET System.

By integrating the GPS System with known GIS Golf Course Topography and exact weather readings from the TACMET System into the wireless PDA, the golfer would have all the data needed to make a perfect shot provided they had the skill and pre-cognitive ability to make it so. Our system will also be able to suggest the best club to use based on the ability of the golfer from previous courses, wind, distance and punching in of the golfers present fatigue factor based on a 1-10 scale.

A Sarasota Company, Great White Shark Entertainment is already busy installing WiFi and GPS systems such as golf shot distance measurement and course information which includes a Golf Cart mounted system and handheld PDA wireless mobile display. These systems will become great revenue enhancers for Golf Clubs and for the serious golfer who likes all the bells and whistles and has the money to afford them. There system is quite perfect to add to our idea or vice versa, check it out: The Inforemer, this information available at their website. GPS Industries is making it all happen.

http://www.gpsindustries.com

The Our WTT GPS Golf Balls will be more expensive than normal balls but well worth it as the system teaches the player to shoot a better game. The golf ball could be the same weight? As any normal PGA Golf Ball.

A future thought along this theme would be to eventually have, thru special internal parts and shape shifting techniques, the ball if it got close would simply roll over to the hole and fall in. This would mean no one would ever have to give them a free put or allow someone to feel bad who fudged the score. This future idea would be great for the player who understands he is not anywhere near a scratch golfer but occasionally might like to play with a few. Or for the player who goes to the course simply to look cool, but has not brains or talent?

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Real Estate Appraisal - Rental Properties

Real estate appraisal for rental properties isn't the same as for single family homes. If you were looking at a 24-unit building, it would be difficult to find similar ones nearby that have recently sold. Therefore, a market analysis using comparable sales isn't normally used.

It is also not ideal to use replacement costs either. How do you figure replacement cost if there is no land for sale nearby with proper zoning? This is used as a secondary method, though, and can tell you if maybe you should be building instead of buying.

Real Estate Appraisal Using Capitalization

Investors buy rental properties for the income. Therefore it is the income that is used to determine value. The rate of return expected by investors in a given area gives you the capitalization rate, and this is what you use to accurately appraise an income property.

Start with the gross income. Subtract all expenses, but not including loan payments. If a building's gross income is $82,000 per year, and the expenses $30,000, you have a net before debt-service of $52,000. Now apply the capitalization rate to this figure.

If the common capitalization rate is .10, for example (ask a real estate agent), divide the income of $52,000 by .10, and you get $520,000. This is the value of the building. If the usual rate is .08, meaning investors in the area expect an 8% return, the value would be $650,000.

Easy Real Estate Appraisal?

Net income before debt-service, divided by the "cap rate:" It really is a simple formula. The tough part getting accurate income figures. Is the seller showing you ALL the normal expenses, and not exagerating income? If he stopped repairs for a year, and is showing "projected" rents, the income figure could be $15,000 too high. This would mean the building is worth $187,000 less (.08 cap rate) than your appraisal shows.

Another thing smart investors do when buying, is to separate out income from vending machines and laundry machines. If these provide $6,000 of the income, that would add $75,000 to the appraised value (.08 cap rate). Do the appraisal without this income included, then add back the replacement cost of the machines (probably much less than $75,000).

Be careful when using any real estate appraisal method. No formula is perfect, and all are only as good as the figures you plug into them. Used wisely, though, real estate appraisal using capitalization rates is one of the most accurate methods.

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Become Debt Free - Advice We Can All Use!

I am sure you know the problem, every month counting the days to pay day, worrying about your finances. I think that just about everyone at some point in their life has experienced this.

Unfortunately, many people hear the adverts from the loan companies talking about debt consolidation and other options and get suckered in without knowing enough to be able to decide if debt consolidation is right for them. The loan companies claim that they want to help you but actually they just want to sell you a debt consolidation package or a loan with a ridiculously high interest rate. Remember, those companies only make money when we are in debt. If you and I sort out our finances, they go out of business.

Whether you have debts or just feel that your finances are controlling you and not the other way around, it is time to fight back!

Your finances are only controlling you because you let them. It is a bit like feeling nervous when speaking to someone who is an expert in their field, you may feel you are unable to talk on the same level and feel intimidated. However, when you are relaxed chatting to your mates about your favourite football team etc you can hold your own and are comfortable. The only difference between those two scenarios is your knowledge. When you have the knowledge and understanding, you can take on the world!

So how do you get knowledgeable about managing your finances?

I will try to share some tips with you. However, a short article like this could never go into enough detail, I will just try to explain the concepts to need to grasp. If you do want more information, visit my website www.moneyinmypocket.co.uk where you will find additional information and my detailed Debt Reduction manual which explains in detail everything that is covered here and much much more.

So what are the core concepts?

1) Know your finances intimately
2) Decrease you expenditure
3) Increase your income
4) Play the interest rate game

Know your finances intimately

The very first thing you need to do is now exactly what money you have and where it goes. So workout your monthly income and detail the sources. Does the income come from an employer, state benefit, interest etc? Then detail out all your expenses.

Decrease you expenditure

You need to cut costs. There is always a way you can do this. By knowing all your expenses you can go through each expense and work out how to reduce it. My manual spends a lot of time on this subject and shares all the tips and tricks that I have learnt, it can show you how you can save thousands of pounds each year and gives examples of people who have done exactly that. Also, dont forget to check out the web site as there is lots of free advice available.

Increase your income

On top of reducing your outgoings you want to maximise your income. Think of ways you can receive more money each year. Again, check out the website and manual for more information. In the manual there are 9 ways of increasing your income. They include getting a job, getting extra work, your own business (this is not as difficult as you may think), getting all the allowances you are entitled to and reducing your tax

Nearly finished

The basic concepts of improving your finances are simple:

Spend less
Earn more

I think just about everyone can understand that. The difficulty is how to do it. That is were the website and manual come in, they (especially the manual) step through your options slowly with examples at every step so that everyone can understand. You do not need to be a rocket scientist to understand this manual

As obvious as spending less, earn more may be, many people are blinded by the magic solutions such as debt consolidation. Dont get me wrong, I am not anti debt consolidation and sometimes it can be the right solution but often it is not. Lets think about it. With debt consolidation you are swapping lots of different debts for one big one. It seems good because your monthly payments are reduced. However, the reason the payments are reduced is because they are secured against your house and the fact you are going to spend the next 25 years paying them off.

With debt consolidation you are address the effects not the problem. The problem is that you are spending more than you earn, that is normally the reason why you are in debt. So after getting debt consolidation you are still going to be spending more as you have not reduced your spending or increased your income. So eventually you will probably need to do more debt consolidation and in extreme cases you will keep going until you cannot get anymore loans and end up bankrupt.

The Money In My Pocket manual addresses the problem as well as the effects for long term financial strength. The manual provides the information the Loan companies do not want you to know!!

Over the years I have assisted many people who have been troubled by debt to overcome it and become financially stronger. Every time, I have given exactly the same advice, or if you like, formulae to beat debt and better manage their finances. It is that formulae that I am sharing with you in the manual.

Whatever your next step in controlling your finances is, I wish you well.

To learn more about this topic, go to www.moneyinmypocket.co.uk